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What is a Payday Loan?

A payday loan is an unsecured loan, meant to assist you with unexpected expenses that need immediate attention. These short term, usually referred to as payday loans may range from $100 to $1,000. These short term loans are not created to be a long term financial solution to your short term cash needs. They were designed to cover you until your next payday. The intention of the payday loan is that once you receive your next paycheck you will be able to pay off this loan and resolve your short term cash needs. Although these loans may be referred to by a number of names~ cash advances, short term cash, fast cash, payday cash~ they all have the same objective. That is, to provide you access to an amount of cash necessary to cover your immediate needs and then to be paid at your next pay period.

What is the Process?

Requesting a payday loan is easy with mycashadvance.com. Fill out one easy form on mycashadvance.com and your inquiry will be submitted to our network of payday loan lenders. Payday loans range between $100 to $1000 without having to leave the comfort of your home. All you've got to do is to fill out the inquiry form online at our website and then wait a minute as we match you to a vast network of lenders. Once it is approved you will then be redirected over to a lender's page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms you will then have the funds deposited to your bank.

Requirements for a Payday Loan:

  • You should be employed at your preset job for a good 90 days.
  • You should be a US citizen, or a permanent resident over the age of 18.
  • You should have an income of around $1000 a month after tax deductions.
  • You will also need a checking account which is in your name.
  • You should provide working work and home phone numbers.
  • You should provide a working email address.

How Much Can I Borrow?

You can apply at mycashadvance.com for up to $1000 online. In some cases you may be funded this amount but this depends upon the criteria you enter when completing an online application which will be analyzed by financial institutions who make decisions regarding your loan request. Your borrowing history will determine the amount of your loan. If you have a frequent borrowing history in good standing you may receive the maximum amount of $1000.

How Much Does it Cost:

The cost of your loan will depend on may different factors which will be disclosed to you upon approval. Your are under absolutely no obligation to accept the terms and conditions of any loan approval document which will be presented to you upon completing your online loan application. mycashadvance.com does not charge you for making a request for financial assistance. Your application for a payday loan costs nothing to submit at mycashadvance.com

So, if you’re having money troubles, you really don’t have anything to lose. Fill out our application today! You can have cash in the bank and remove all your stress in only a day’s time. Give it a try.

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